Medicare is a federal health insurance program for individuals 65 and older, as well as some younger individuals with disabilities. It helps cover hospital stays, medical services, and prescription drugs, depending on the specific plan you choose.

You can enroll for Medicare during your Initial Enrollment Period, which begins three months before you turn 65 and ends three months after your birthday month. You may also enroll during the Annual Enrollment Period.

There are several types of Medicare plans, including Original Medicare (Parts A and B), Medicare Advantage (Part C), and Medicare Prescription Drug Plans (Part D). Each plan offers different levels of coverage and benefits.

Yes, you can change your Medicare plan during the Annual Enrollment Period from October 15 to December 7 each year. It’s a good opportunity to review your options for the upcoming year. There are also Special Election Periods that may allow you to change plans during the year.

Yes, some Medicare plans have premiums, deductibles, and out-of-pocket costs. The amount varies by plan, so it’s important to review each plan’s details before enrollment.

If you need assistance, our team is here to help. We provide personalized support to guide you through the Medicare selection process and answer any questions you may have.

No, you cannot have both types of policies. Either you have Original Medicare A & B and purchase a Medicare Supplement plan. Or you can have your Medicare A & B administered by a Medicare Advantage plan. Note that in both options you still have to pay your part B premium.